The PM Surya Ghar: Muft Bijli Yojana is a flagship initiative by the Government of India aimed at lighting up one crore households with solar energy. Launched in 2024, the scheme provides substantial subsidies to make solar power accessible, with a goal of providing up to 300 units of free electricity per month.
Here is a comprehensive guide to understanding how this scheme works in 2026.
💡 What is PM Surya Ghar: Muft Bijli Yojana?
This scheme is a massive step toward India’s energy independence. By installing Rooftop Solar (RTS) systems, households can generate their own electricity, reduce their bills to zero, and even earn money by selling surplus power back to the grid.
Key Highlights:
- Target: 1 Crore households by March 2027.
- Total Outlay: ₹75,021 Crore.
- Free Units: Up to 300 units of electricity per month.
- Savings: Potential to save or earn up to ₹15,000–₹18,000 annually.
💰 Subsidy Structure (2026)
The government provides a Central Financial Assistance (CFA) directly to the consumer’s bank account. The subsidy is tiered based on the system capacity:
| Solar System Capacity | Subsidy Amount (CFA) |
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW or Higher | ₹78,000 (Fixed Cap) |
Pro Tip: Some states (like Uttar Pradesh and Delhi) offer additional State Subsidies on top of the Central subsidy, which can further reduce your installation cost!
✅ Eligibility & Requirements
To apply for the scheme, you must meet the following criteria:
- Nationality: Must be an Indian citizen.
- Home Ownership: You must own a house with a roof suitable for solar installation.
- Electricity Connection: You must have an existing valid electricity connection.
- No Prior Subsidy: You should not have availed of any other government solar subsidy previously.
Documents Needed:
- Aadhaar Card (linked to your mobile and bank account).
- Recent Electricity Bill.
- Proof of Address & Identity.
- Bank Passbook or Cancelled Cheque.
🛠️ How to Apply: A Step-by-Step Guide
The process is completely digital and can be done via the official portal: pmsuryaghar.gov.in.
- Registration: Enter your State, Electricity Distribution Company (DISCOM), Consumer Account Number, Mobile Number, and Email.
- Application: Log in with your mobile number and apply for the Rooftop Solar installation.
- Feasibility Approval: Wait for your DISCOM to check the technical feasibility of your roof.
- Installation: Once approved, get the system installed by any of the registered vendors in your district.
- Net Metering: Apply for a net meter. After installation and inspection, you will receive a commissioning certificate.
- Subsidy Claim: Submit your bank details and a cancelled cheque through the portal. The subsidy will be credited to your account within 30 days.
🚀 Why Should You Switch?
- Zero Electricity Bills: Forget about rising power costs.
- Low-Interest Loans: For systems up to 3 kW, you can access collateral-free loans at a low interest rate (currently around 5.75% to 7%).
- Eco-Friendly: Help India meet its climate goals by reducing carbon emissions.
- Low Maintenance: Solar panels typically last for 25 years with minimal upkeep.